IPO, FPO, Dividend & Right Share Explained: A Beginner’s Guide to Stock Market Essentials

Learn the meaning and difference between IPO, FPO, Dividend, and Right Share. Get simple explanations of these key stock market terms to boost your financial knowledge in 2025.

What is an IPO (Initial Public Offering)?

An IPO is when a private company offers its shares to the public for the first time to raise capital. It is listed on a stock exchange, such as NASDAQ, NYSE, or NEPSE.

✅ Key Points about IPO:

• IPO stands for Initial Public Offering.
• It allows public investment and company expansion.
• IPOs are often priced attractively to attract investors.

After an initial public offering (IPO), the company becomes publicly traded.

📌 Example: In 2021, Robinhood launched its IPO, making its shares available to public investors.

What is an FPO (Follow-on Public Offering)?

An FPO is a process through which an already listed company issues additional shares to the public to raise more funds.

✅ Key Points about FPO:

• FPO is also called a Secondary Offering.
• Issued after IPO by already listed companies.
• Used to finance expansion, repay debt, or support new projects.
• Prices may be close to market value.

📌 Example: A company listed in 2020 may offer an FPO in 2023 to raise more money for growth.

 What is a Dividend?

A dividend is the portion of a company’s profit shared with shareholders as a reward for investing in the company.

✅ Key Points about Dividend:

• Can be paid as cash or bonus shares.
• Issued by profit-making companies.
• Not mandatory, but often a sign of a strong company.

Frequency: Annually, Semi-annually, or Quarterly.

📌 Example: If you hold 100 shares and the company announces a $5 dividend per share, you earn $500.

What is a Right Share?

Right Shares are shares offered by a company to its existing shareholders at a discounted rate before offering them to the general public.

✅ Key Points about Right Shares:

• Issued only to existing shareholders.
• Offered at a discounted price.
• Helps raise funds without taking loans.

Shareholders may choose to buy or ignore the offer.

📌 Example: If you own 10 shares, and the company offers a 1:2 rights issue at a 20% discount, you can buy 5 more shares at the lower price.

Comparison Table: IPO vs FPO vs Dividend vs Right Share

Term	Purpose	Offered To	Price	Type
IPO	To raise initial capital	General public	Usually lower	Equity Offer
FPO	Raise additional capital	General public	Market-linked	Equity Offer
Dividend	Profit distribution	Existing shareholders	Fixed/cash/bonus	Income
Right Share	Raise capital from owners	Existing shareholders	Discounted	Equity Offer

Conclusion:

Understanding terms like IPO, FPO, Dividend, and Right Share is essential for anyone stepping into the world of investment. These concepts form the foundation of how companies raise money and reward their investors. Whether you’re a new investor or just exploring financial knowledge, this guide gives you clarity and confidence in understanding stock market essentials.

Ready to take your first step into the world of investing?

Start by understanding these fundamental concepts and build a smarter financial future.

Read more articles like this and grow your financial IQ!

Subscribe to our newsletter for weekly insights

Share this article with a friend who wants to learn about the stock market

Author: MD Hasanain Mansuri

Learn Stock Market and Its Fundamentals: A Beginner’s Complete Guide in 2025

New to earning? Learn how the stock market works, how to invest wisely, and build financial confidence from day one. Perfect guide for freshers starting their career and wealth journey.

The stock market may seem intimidating at first, filled with charts, tickers, bulls, and bears. But once you understand its fundamentals, it opens doors to financial growth, passive income, and long-term wealth creation.

Whether you're a complete beginner or someone who has heard about stocks but never dared to invest, this article will simplify the stock market for you, covering its core concepts and why learning about it could be one of the best decisions of your life.

What Is the Stock Market?

The stock market is a marketplace where shares of publicly listed companies are bought and sold. When you buy a stock, you're buying a small piece of ownership in a company. If the company grows, your investment grows with it.

Think of it as a digital bazaar for company ownership, where prices fluctuate based on demand, performance, news, and global trends.

Why Learn Stock Market Fundamentals?

Understanding the fundamentals gives you the power to make informed investment decisions, rather than relying on tips or luck. Here's why it's worth it:

• Informed Decisions: Avoid emotional trading and base your moves on data and logic.
• Wealth Building: Smart investing leads to long-term financial freedom.
• Risk Management: Know how to protect your money from losses.
• Market Awareness: Stay ahead in a world driven by finance and economics.

 Key Fundamentals of the Stock Market

1. Stocks & Shares

A stock represents ownership in a company.

Shares are the units of that stock.

Companies issue shares to raise capital, and investors buy them to earn returns.

2. Stock Exchanges

Platforms where stocks are traded (e.g., NYSE, NASDAQ, NEPSE, NSE, BSE).

These are regulated by government bodies (e.g., SEC, SEBI, SEBON).

3. Types of Investors

Long-term investors: Focused on growth and dividends over the years.

Short-term traders: Profit from daily or weekly price movements.

4. Market Participants

• Retail Investors – Individuals like you and me.

• Institutional Investors – Banks, mutual funds, hedge funds.

• Market Makers – Entities that ensure liquidity by buying/selling at any time.

Important Concepts Every Beginner Should Know

✅ Fundamental Analysis

Evaluates a company's value based on financial statements, industry outlook, and economic conditions.

Key metrics: EPS (Earnings Per Share), P/E Ratio, ROE (Return on Equity), etc.

✅ Technical Analysis

Uses charts and indicators to predict short-term price movements.

Common tools: Moving Averages, RSI (Relative Strength Index), MACD.

✅ Bull vs. Bear Market

Bull Market: Prices are rising, optimism is high.

Bear Market: Prices are falling, fear is dominant.

✅ IPO (Initial Public Offering)

When a private company offers its shares to the public for the first time.

✅ Dividends

A portion of the company's profits is shared with shareholders.

✅ Risk & Diversification

Investing in different sectors and assets to minimize loss.

Never put all your eggs in one basket!

How to Start Investing in the Stock Market

1. Open a Demat and Trading Account with a trusted broker.
2. Set Your Financial Goals – Short-term, long-term, retirement, etc.
3. Start with Blue-Chip Stocks – Reliable, established companies.
4. Invest Regularly (SIP in Stocks) – Dollar-cost averaging works.
5. Stay Educated – Read, learn, and follow credible financial sources.

Common Mistakes to Avoid

• Investing based on rumors or "hot tips"
• Ignoring market research and analysis
• Panic selling during downturns
• Overtrading and expecting overnight wealth

🚀 Ready to Learn More? Subscribe Now!

Investing is not a one-time event—it’s a lifelong journey. And the first step is knowledge.

By subscribing to our platform, you'll gain:

✅ Weekly stock market lessons in simple language

✅ Real-world case studies and company analysis

✅ Expert insights and beginner-friendly investing strategies

✅ Alerts for free webinars, Q&A sessions, and live workshops

✅ Downloadable guides, cheat sheets, and more!

Write your requests in the comment box. I will surely help you ASAP.

Author : MD Hasanain Mansuri

Stylish Real Estate Books for Passive Income| Top 3 Must- Reads in 2025

Discover the top 3 real estate books that teach you how to build passive income, grow your wealth, and achieve financial freedom. Perfect for beginners and investors in 2025.

3 Notorious Books to Master Passive Income in Real Estate. Still, unresistant income through real estate is one of the smartest and time-tested paths, if you’re looking to earn a fortune while you sleep. But like any investment, success comes from understanding the game. The good news? You don’t need to figure it all out on your own. There are important books that can guide you.  Below are three must-read books that can help you  make  unresistant income through real estate, whether you’re just starting out or ready to grow your portfolio. These books combine real- world  perceptivity, practical strategies, and  dateless advice to get you on the road to  fiscal freedom.

1. Rich Dad’s The ABCs of Real Estate Investing by Ken McElroy.

This book is part of the Rich Dad series and is perfect for newcomers. Ken McElroy breaks down complex real estate generalities into a simple, practical way. You’ll learn how to identify profitable parcels, manage tenants, and gauge your investments for long-term wealth.  Why it’s worth your time, Ken doesn’t just talk propositions; he shares his own trip, wins, and miscalculations. The book focuses on the power of cash inflow and how to produce sustainable income over time, not just short-term flips. 

Ready to get started? Add this book to your reading list and start erecting your real estate mindset from the ground up.

 2. Buy, Rehab, Rent, Refinance, reprise( BRRRR) by David M. Greene

David Greene, a real estate investor and co-host of the BiggerPockets podcast, introduces a step-by-step strategy called the BRRRR  system. This book walks you through how to buy underrated parcels, fix them up, rent them out, refinance your investment, and repeat the process, all while earning passive income.  Why this book stands out: It’s practical,  figures concentrated, and ideal for action-takers. You’ll gain tools to dissect deals, understand backing, and grow your portfolio efficiently. 

📚 Take the vault. If you are serious about erecting a foundation and using one deal into numerous, this book is your roadmap. 

3. The Millionaire Real Estate Investor by Gary Keller 

 Grounded on interviews with over 100 millionaire investors, this book uncovers the habits, allowed patterns, and strategies of the most successful people in real estate. Gary Keller( of Keller Williams Realty) dives deep into mindset and decision-  timber, along with practical tactics to find and fund great deals.  Why it’s a game. Changer. It doesn’t just educate you “ how ” to invest, it helps you think like an investor. It blends provocation with solid strategies and long-term vision. 

📈 Want to suppose — and grow — like a millionaire? This book is the ground between where you are and where you want to be in your real estate trip.

 Final study: 

Real estate isn’t just about buying property; it’s about buying freedom. These books can be your silent instructors, guiding you from query to confidence. Whether you want to make a side income or fully replace your 9-to-5, knowledge is your first investment. 

📌 Start reading moment, start earning hereafter. Pick one book. Set a time to finish it this month. Your  unresistant income trip starts with a single runner.

Author: MD Hasanain Mansuri

These 7 Quick Skills You Can Learn in a Month to Start Earning Online

Discover 7 high-demand skills you can learn in just one month and start making money online fast—perfect for beginners seeking side income or a career change.

In today’s fast-paced world, time is precious—and so is opportunity. If you're looking to boost your income without spending years in school or a fortune on training, the good news is: you can start earning within just 30 days. Whether you're a student, job seeker, or entrepreneur, the following seven practical skills are easy to learn, in-demand, and can be monetized almost immediately.

1. Freelance Writing / Copywriting

"Freelancer writing on laptop at home workspace"

Skill Duration: 2–3 weeks of practice
Start Earning: Week 4

If you enjoy expressing ideas and have a decent grasp of language, freelance writing is one of the fastest ways to make money online. You can write articles, website content, or product descriptions.

What You Need to Learn:

• SEO writing basics
• Blog/article structure
• Grammarly or Quillbot for grammar checking

Where to Find Clients:

Upwork, Fiverr, Freelancer
Blogging websites and small business owners

Bonus Tip: Start your own blog to showcase your portfolio.

2. Canva Design & Social Media Content Creation

Social media content creator designing a post in Canva

Skill Duration: 1–2 weeks
Start Earning: After building a small portfolio

You don’t need to be a graphic designer to create stunning visuals. With free tools like Canva, you can design posts, thumbnails, banners, and marketing material for small businesses or content creators.

What You Can Create:

Instagram & Facebook posts

YouTube thumbnails
Logo or business cards

Earning Potential: $5–$100 per design, depending on complexity

3. WordPress Website Building

Beginner learning WordPress website design on a laptop

Skill Duration: 3–4 weeks with consistent learning
Start Earning: Week 4 and beyond
Thousands of businesses need a website, but not everyone knows how to build one. You can easily learn to create beautiful, functional websites using WordPress.

Key Tools to Learn:

• WordPress dashboard
• Themes and plugins (Elementor, Astra, Rank Math SEO)
• Basic hosting & domain setup

Who Needs This: Local businesses, personal brands, bloggers

Tip: Offer to build websites for friends/family first to build your portfolio.

4. Affiliate Marketing

Laptop screen showing the affiliate dashboard 

Skill Duration: 1–2 weeks to learn + 2 weeks to implement
Start Earning: In your first month with proper promotion

If you have a blog, social media account, or YouTube channel, affiliate marketing lets you earn commissions by recommending products. You earn whenever someone buys through your link.

What to Learn:

• Content creation (blog/video)
• How to choose high-converting products
• Platforms like Amazon Associates, ClickBank

Best For: People who enjoy reviewing products or creating helpful content.

5. Translation or Transcription

Writing transcription for the client

Skill Duration: 1–2 weeks
Start Earning: Instantly after applying

If you're fluent in Urdu, Hindi, Nepali, and English, you have an advantage. You can offer transcription or translation services on freelancing sites or directly to clients.

In-Demand Services:

Video/audio transcription

Subtitling YouTube videos

Document or email translation

Tools You’ll Need: Otter.ai, Google Docs, Grammarly

6. Basic Video Editing

Skill Duration: 2–3 weeks
Start Earning: After editing 3–5 sample videos

With the explosion of content on YouTube, Instagram, and TikTok, video editors are in high demand. You can learn to edit reels, intros, vlogs, and even promotional clips.

Free Tools to Get Started:

CapCut (mobile)
VN Editor (mobile)
DaVinci Resolve (desktop, free)

Who Needs This: YouTubers, content creators, small business pages

7. Virtual Assistant (VA) Work

Skill Duration: 2–4 weeks, depending on services offered
Start Earning: As soon as you're confident
VAs help business owners with daily tasks like managing emails, scheduling, data entry, and social media posting. You can choose services based on your strengths.

Skills to Learn:

• Google Workspace or Microsoft Office
• Communication & organization
• Canva for post design or ChatGPT for content

Platforms: PeoplePerHour, Upwork, Remote VA agencies

Final Thoughts: Make Your First Dollar in 30 Days

Learn 7 skills and start earning in 30 days
Skills	Time to Learn	Strat Earning
Writing	2-3 Weeks	Week 4
Canva	1-2 Weeks	Instantly
Wordprees	3-4 Weeks	Week 4
Affiliate Marketing	2 Weeks	Ongoing
Transcription	1-2 Weeks	Instantly
Video Editing	2-3 Weeks	After Portfolio
Virtual Assistant	2-4 Weeks	Instantly

You don’t need a degree or years of experience to start making money. With the right skill, mindset, and a bit of hustle, you can start earning within a month. Focus on one skill, learn daily, build a small portfolio, and start offering your services online or locally.

The key? Take action now.

Author : MD Hasanain Mansuri